Updating your credit report

Posted by / 20-Feb-2020 02:41

Updating your credit report

At Equifax you can file a dispute online, over the phone, or via mail.

If you’re an active checkmyfile subscriber you can update your Credit Report as soon as a new one is ready by using the update button which appears at the top of your browser window when you log into checkmyfile.This means that each of your credit reports may contain different information.Creditors keep the credit bureaus updated with your account status and payment history — two factors that contribute to your credit scores.Information that is inaccurate or incomplete may not only impact your credit score, but could be a sign of identity theft.In addition, regularly checking your credit reports is a good habit to start.

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Send a letter by certified mail to each of the credit reporting agencies that have incorrect information.